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TIP! If possible, pay your credit cards in full, every month. Use them for normal expenses, such as, gasoline and groceries and then, proceed to pay off the balance at the end of the month.
TIP! A useful tip for ensuring smart usage of credit cards is to only use them for purchases in amounts that are sure to be available in your bank account by the time the monthly statement arrives. By restricting purchases to amounts that can be easily repaid in full, you will build a solid credit record and maintain a strong relationship with your card issuer.
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